Fast, easy, and free banking.
Pay your bills, check account balances, make transfers, and more with HCB’s online banking platform.
Benefits of Online Banking & Bill Pay
- Access your accounts anytime, anywhere
- Easily make loan payments on HCB loans
- Save time with auto bill pay features
Online Banking
- Manage bank accounts from your own computer
- Free, secure, and easy-to-use service for HCB customers
- Manage a number of banking activities anytime, anywhere with internet access:
- Access electronic statements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks written
- Make loan payments
- And more
- Make more time for yourself; fewer bank trips necessary
- Print or download account information to popular financial management software
- Encrypted service to keep information secure
Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up automatic recurring payments
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Reduce paper waste
- Save on postage fees
How to Get Started
Signing up is easy. Click on the Enroll Now button below. If you do not have a checking account with The Hardin County Bank, please visit one of our locations. If you already have your account credentials, simply access online banking via our homepage, then enter your information.
Security
We are committed to protecting the privacy of your financial information. Our Online Banking service provides complete protection through a secure connection that requires both a User ID and Password before any information about your account can be accessed. We utilize the latest technology to ensure that our customers can do business safely and securely over the Internet. Any information you submit using our Online Banking service is encrypted using some of the strongest forms of encryption commercially available for use over the World Wide Web.
Browsers
This site will require your browser to support 128-bit encryption. We require Internet Explorer 11 (or newer), Firefox, Safari, Google Chrome, or Edge.
Consumer account holders receive protections from errors relative to electronic funds transfers under Regulation E; however, we want to make you aware that Regulation E does not cover Business accounts.
The Hardin County Bank will never contact a customer on an unsolicited basis and request the customer’s electronic banking credentials. Do not give these credentials to anyone. If you are contacted by someone who states they are calling from The Hardin County Bank, or you receive an e-mail you should not give them any information.
Please click on the link below to get information on how to perform a related risk assessment and controls evaluation periodically. You will be given a listing of alternative risk control mechanisms that customers may consider implementing to mitigate their own risk, or alternatively, a listing of available resources where such information can be found.
Fraud Advisory for Businesses
Learn more about Corporate Account Take Over from the FBI IC3 site.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Level 1 Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 1.98% | 2.00% |
| $50,000+ | $100 | 0.25% | 0.83% to 2.00% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
| Level 2 Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 3.93% | 4.00% |
| $50,000+ | $100 | 0.25% | 1.50% to 4.00% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
LEVEL 1:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking/mobile app at least one time
LEVEL 2:
- At least 20 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking/mobile app at least one time
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $150,000 | $100 | 1.49% | 1.50% |
| $150,000+ | $100 | 0.25% | 1.00% to 1.50% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking/mobile app at least one time
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
